Most personal finance experts will tell you that, when it comes to your 401K, at the very least, you should invest up to your company’s match. For example, if your company matched the first 6% of your paycheck, you’d set your contribution to 6%. It’s free money to you and comes tax deferred. I have … Read more
I could have maxed out my 401(K) investment this year. All I had to do was set my contribution rate to 25%, but I chose not to. The amount is not the drawback for me, as I could easily afford to invest the full amount and have money left over in my bank account. When … Read more
The above picture was taken from my iPhone while using Vanguard’s mobile app. If you use Vanguard, I highly recommend downloading their iPhone app, as its a one of the most sleek and intuitive portfolio management apps out there. (Plus it’s free!) So after three years of randomly picking funds, receiving poor financial advice, investing … Read more
This week, after getting all the necessary forms from Vanguard to perform a rollover, I eventually decided not complete the transaction. Advantages With the market moving around like it is today, I’m keeping myself from making a big mistake. The market has been shooting up recently, and I don’t want to miss out on the … Read more